Are We in an AI Bubble?   

Are We in an AI Bubble?   

There has been much talk in investment markets recently about the “AI Bubble” and whether it could burst and cause a severe share market fall. This is a very valid concern as the major US technology companies that are the artificial intelligence leaders have continued...
Age Pension Eligibility

Age Pension Eligibility

Millionaires can now get an age pension. Or at least millionaire couples can. The cutoff point in the Assets Test for homeowner couples above which no pensions are payable is $1,074,000. The cutoff for single homeowners is $714,500. Non-homeowners can have an extra...
Retirement Planning and Interest Rates

Retirement Planning and Interest Rates

People planning to retire at the end of this year received a bit of apparent good news last week. Interest rates are now not likely to fall much further. Investing in bank deposits for income is likely to be more rewarding than had been anticipated.  The...
Challenges Ahead

Challenges Ahead

In the long term the strength of our economy determines not only investment returns but also our living standards. If the economy is performing well, that usually reflects improving productivity, output per worker. So incomes can rise. Company profits will also...
Property Outlook  

Property Outlook  

There aren’t enough houses in Australia to accommodate the population. From a time when supply and demand were in balance fifteen years ago, the shortage has steadily become worse. Many theories have been proposed as to the cause of the shortage – too many immigrants,...