Investing for Children at Christmas

Investing for Children at Christmas

Many parents and grandparents set up bank accounts and other investments for children. Investing for their futures is very worthwhile. One approach is to enable the parents to meet the costs of children in teenage years. Kids are relatively cheap to raise when small...
Working After Retiring  

Working After Retiring  

As an adviser to retirees for decades it appears to me that more people are choosing to work for longer before retiring. There seem to be many more 65, 70 and even 75-year-olds, who are still working. In most cases they are comfortable financially and don’t need to...
Are We in an AI Bubble?   

Are We in an AI Bubble?   

There has been much talk in investment markets recently about the “AI Bubble” and whether it could burst and cause a severe share market fall. This is a very valid concern as the major US technology companies that are the artificial intelligence leaders have continued...
Age Pension Eligibility

Age Pension Eligibility

Millionaires can now get an age pension. Or at least millionaire couples can. The cutoff point in the Assets Test for homeowner couples above which no pensions are payable is $1,074,000. The cutoff for single homeowners is $714,500. Non-homeowners can have an extra...
Challenges Ahead

Challenges Ahead

In the long term the strength of our economy determines not only investment returns but also our living standards. If the economy is performing well, that usually reflects improving productivity, output per worker. So incomes can rise. Company profits will also...
Property Outlook  

Property Outlook  

There aren’t enough houses in Australia to accommodate the population. From a time when supply and demand were in balance fifteen years ago, the shortage has steadily become worse. Many theories have been proposed as to the cause of the shortage – too many immigrants,...