Give Children a Head Start

Give Children a Head Start

Many parents and grandparents have bank savings accounts set up to benefit their children and grandchildren. Usually they start small and have amounts added on birthdays and other occasions. The lead-up to Christmas is a good time to start or review these plans. The...
International Shares Outperform

International Shares Outperform

Australian share investments have had a good run lately with the market at record levels. For the twelve months to the end of October the All Ordinaries Total Return Index (includes dividends) earned 25.4 per cent according to Lonsec Research. This abnormally high...
When the Salary Stops

When the Salary Stops

Christmas is a popular time to retire, on completion of another year of labour. The big challenge for intending retirees is the transition from having a regular salary income to not having one. Setting up a reliable alternative income is essential. Those considering...
Effect of US Election on Australia

Effect of US Election on Australia

The re-election of Donald Trump as US President surprised many. He is seen as a major disrupter of the status quo. Since the result, analysts and commentators have been trying to predict the effect on Australia’s economy and investments. One theory says US inflation...
Planning Retirement Income

Planning Retirement Income

How much should people spend in retirement? There have been claims that many retirees should spend much more of their savings than they do. One Government report says retirees do not spend down their savings for many reasons, and it is unclear which are the most...