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Overseas Investments Outperform

Overseas Investments Outperform

For the ten years to 29th February 2024 the All Ordinaries Accumulation Index of Australian shares, which includes dividends paid, returned 8.2 per cent per annum. Over the same period the MSCI Index of Global Shares (ex Australia) earned 12.7 per cent per annum. One...

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Investment Gearing for Wealth Building

Investment Gearing for Wealth Building

With only three months remaining until the end of the financial year it’s a good time to start planning strategies to reduce tax for this year. The Tax Office allows people to prepay expenses that relate to next year’s income and claim the deduction in this financial...

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Outlook Check After Share Market Records  

Outlook Check After Share Market Records  

Share markets in the US, Britain, France, Germany, Japan and Australia have all recorded new all-time highs this year. They have since eased back slightly but are still close to record levels. Is this a time to be wary about a possible coming market slump? A slump...

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Benefit from Catchup Super Contributions

Benefit from Catchup Super Contributions

Superannuation is a tax-sheltered investment option that allows people to build savings faster. There are tax concessions when they contribute, on the earnings in their account, and when they retire. Super is especially attractive to people in the later stages of...

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Time to Diversify

Time to Diversify

On 1st March the All Ordinaries Index of Australian share prices closed at a record high, above 8,000 points for the first time. That was a gain of around fourteen per cent over the last three months, though only eight per cent over the last year. Should we go...

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Invest for Growth

Invest for Growth

Bank deposits currently offer around five per cent interest. That is much more than a couple of years ago. However there is a fundamental reason why investments in property and shares will always earn higher returns over the long term than fixed deposits: if they...

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Avoiding Tax on Super Death Benefits

Avoiding Tax on Super Death Benefits

Superannuation has many tax advantages. There are concessions when people contribute, on the ongoing earnings in the fund, and when members retire. However, there can be a nasty tax surprise for some beneficiaries after the retiree passes away. The cost could run to...

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Soft Landing in Sight

Soft Landing in Sight

When inflation took off in 2021 the Reserve Bank knew it had a major project on its hands to get it back down to the 2 to 3 per cent target range. Its ultimate aim, several years later, would be to achieve an economic “soft landing”. That now looks likely. Inflation...

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Tax Saving For Higher Earners

Tax Saving For Higher Earners

The Government’s announcement that it intends to change the already legislated stage three tax cuts is worse than a broken promise. It is a breach of a contract between the legislators and the Australian people. In 2019 the Government developed a plan to give everyone...

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